Applying Financial Quotient (FQ) in Decision Making Processes New

Course Code: ASKAFQ

Applying Financial Quotient (FQ) in Decision Making Processes

We often come across people talking about the importance of IQ and EQ, but how often have you encountered someone who talks about FQ? Do you find yourself gainfully employed, earn a decent salary, but face difficulty saving regularly and committing to long term investments? You are not alone. Many people lack FQ to manage their fiances appropriately. Financial Quotient (FQ) is the ability to obtain and manage one’s wealth by making sound decisions on personal finances. Applying Financial Quotient (FQ) in decision making processes can help you take your first step towards building your wealth for a financially happy life!


How do you and your families discuss about money issues at home? Is it a highly sensitive and emotionally charged affair and avoided for fear of stirring up feelings of inadequacy, jealously, envy or longings of what could have been if ‘X’ amount of money was available? If healthy discussions about money cannot take place at home, it is difficult for one to develop a healthy relationship with money and a system to manage one’s finances prudently. People with healthy relationships with money and sound systems of managing their personal finances tend to be better at financial governance. These people tend to be valuable employees as they can make more precise financial decisions in accordance to organizational financial goals.



Applying Financial Quotient (FQ) in Decision Making Processes


In this 2-day ‘Applying Financial Quotient (FQ) in Decision Making Processes’ workshop, participants will be taught key financial concepts through real-life case studies and learn how to apply these concepts to their workplace and daily lives. Participants will also be taught about the application of useful tools such as the Cost-Benefit Analysis to aid them in making better financial decisions in addition to the concepts taught.


Boost your Financial Quotient (FQ) today to benefit both personally and professionally!


Course Objectives – Applying Financial Quotient (FQ) in Decision Making Processes

By the end of the course, you would be able to:

  • Identify and discuss the merits of various financial models
  • Apply financial reporting to manage your personal finances
  • Conduct basic financial analysis and risk analysis with financial tools
  • Master financial concepts for both work and life
  • Implement projects in both work and life with proven financial strategies


Participants can consider taking up the Financial Wisdom in Life course and Practical Strategies in Investing course to enhance their knowledge in financial planning and investing.

  • Course Dates and Venue

    Course Duration:2 day (16 hours), 9:00am – 5:00pm

    Applying Financial Quotient (FQ) in Decision Making ProcessesHotel-05-06---11-12

    September 2015

    • Example of an organisation’s financial model and it’s similarity to personal financial model.
    • The purpose of managerial financial reports. How can you apply this idea personally?
    • Various examples and cases will illustrate and integrate the following concepts and analysis tools. Learners will appreciate how to join the dots to build their financial mind. For example, you can find great value in these two flagship cases, the cost reduction case and the retirement planning case.
    • Key financial concepts in the following areas will be integrated and illustrated in the examples and cases:-
      • Costs: Identifying relevant costs and benefits. Loans and cost of capital.
      • Uncertainties and Risks: Investment opportunities and risk preferences of investors.
      • Constraints: Working with boundary conditions. Budgeting. The impact of taxation and inflation.
      • Financial Dimensions: Cash versus Accrual. Working capital management. Why cash flow is the lifeline in a business operation?
      • Forecasting future demand. Managing appropriate inventory levels. Price <–> Value <–>Time.
      • The Bottom Line: Profit or Loss and Liability.
    • Analysis tools illustrated in examples and cases:-
      • Cost-Benefit Analysis.
      • Payback / Break-Even period.
      • Project Evaluation.
    • Risk appraisal methods used in examples:-
      • Sensitivity Analysis.
      • Scenario Analysis.
      • Expected Net Present Value.

Fees and Grants

$1070.00 per participant (Inc. GST)

No SDF grant.


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Applying Financial Quotient (FQ) in Decision Making Processes (ASKAFQ)

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