Beat Your Bankers Confidently

Course Description

We are always being targeted by Financial Institutions to to further invest to make our money work harder. Driven by our fear of losing out, most of the time we plunge into an investment without thinking it through. Leaving our hard-earned savings to the markets, or worse based on just trust of our bankers.

Is there any way that we can be better informed when approaching our bankers? How can we take control of our investments in all aspects?

Join Harold on his journey on How to Beat Your Banker Confidently.

Course Objectives

By the end of the course, you would be able to:

  • Recognize the potential pitfalls of engaging bankers to achieve your financial goals
  • Understand the benefits and differences of financial products
  • Build the awareness of financial risk and fees involved
  • Leverage on strict governance in Singapore on financial institutions
  • Manage your financial portfolio confidently with the help of your banker

Course Outline

Role of a Client
  • Understanding yourself, arm yourself with some basic principles.
  • What are the tools that could help you in accessing the banker?
  • The customer is always correct, or is it? The upper hand?
Financial Products You Must Know
  • Insurance
    • Term, Life and Endowment Insurance
    • Investment Linked Insurance and Universal Life
  • Unit Trust
    • Underlying asset class and Geographical regions
    • Industry differentiation and Strategy types
  • Bonds
    • Fixed Vs Floating Vs Zero coupon
    • Credit ratings
    • Trading at a premium vs at a discount
  • Dual Currency Deposits and FX
    • Natural need vs Investment need
    • Pros and Cons using DCD vs FX
  • Structured notes
    • What are Structured notes, Fixed Coupon Notes and Twin Win Notes
    • Pros and Cons of notes vs actual underlying
  • Leveraged Facilities (including property loan)
    • Types of leveraging
    • Margin Call
Deep Dive into Asset Types
  • 4 Major Asset Types
  • Design Your Asset Portfolio
Uniquely Singapore – National Lifestyle Programs
  • CPF & HDB Scheme
  • Type of Insurances and what is enough
  • Career Development – SkillsFuture Credit and Subsidies
  • Income Tax Structure of Singapore
A Singapore Story – Case Studies
  • An Interactive and Knowledge Application Gamified Learning

Beat Your Bankers Confidently

Course Duration:

2 Days (9.00am – 5.00pm)

Course Fee Details:

S$1188 (incl. of 8% GST)

This course is not eligible for SDF Grant.

Course Schedule

Course NameCourse CodeVenueSeptember 2023October 2023November 2023December 2023
Build your Financial KnowledgeASKBFKHotel-19-20--
Beat your Bankers confidentlyASKBFK-----

Nett Course Fee