Course Description

We are always being targeted by Financial Institutions to to further invest to make our money work harder. Driven by our fear of losing out, most of the time we plunge into an investment without thinking it through. Leaving our hard-earned savings to the markets, or worse based on just trust of our bankers.

 

Is there any way that we can be better informed when approaching our bankers? How can we take control of our investments in all aspects?

Join Harold on his journey on How to Beat Your Banker Confidently.

Course Objective

At the end of this course, you should be able to:

Enhance your financial knowledge and wisdom

Recognize the potential pitfalls of engaging bankers to achieve your financial goals.

Add value to you and your circle of influence

Understand the benefits and differences of financial products

Improve your life and look beyond dollars and cents

Build the awareness of financial risk and fees involved

Recognize the key metrics to track and optimize your digital marketing ad spend

Leverage on strict governance in Singapore on financial institutions.

Making prudent and informed decisions on your investments

Manage your financial portfolio confidently with the help of your banker

Enhance your financial knowledge and wisdom

Recognize the potential pitfalls of engaging bankers to achieve your financial goals.

Add value to you and your circle of influence

Understand the benefits and differences of financial products

Improve your life and look beyond dollars and cents

Build the awareness of financial risk and fees involved

Recognize the key metrics to track and optimize your digital marketing ad spend

Leverage on strict governance in Singapore on financial institutions.

Making prudent and informed decisions on your investments

Manage your financial portfolio confidently with the help of your banker

Course Outline

You will be learning the following:

  • Understanding yourself, arm yourself with some basic principles.
  • What are the tools that could help you in accessing the banker?
  • The customer is always correct, or is it? The upper hand?
  • Insurance
    • Term, Life and Endowment Insurance
    • Investment Linked Insurance and Universal Life
  • Unit Trust
    • Underlying asset class and Geographical regions
    • Industry differentiation and Strategy types
  • Bonds
    • Fixed Vs Floating Vs Zero coupon
    • Credit ratings
    • Trading at a premium vs at a discount
  • Dual Currency Deposits and FX
    • Natural need vs Investment need
    • Pros and Cons using DCD vs FX
  • Structured notes
    • What are Structured notes, Fixed Coupon Notes and Twin Win Notes
    • Pros and Cons of notes vs actual underlying
  • Leveraged Facilities (including property loan)
    • Types of leveraging
    • Margin Call
  • Stakeholders and how Bankers work with clients
  • How do Bankers rank their stakeholders?
  • Best case scenario and worse case scenario
  • What are the common financial jargons and sales techniques employed
  • Things to do and note while meeting your bankers
    • They are here help you or are they here to sell you?
    • Who Speaks more?
    • I am your friend card
  • Revenue generation vs returns generation.
    • Calculate revenue generated.
    • Calculate potential returns generated.
    • Be fair, bankers still need to earn a living
  • Focus on yourself
    • Your money, your stage
    • The product and the bank should complement your plan.
  • Develop a financial plan that suits you and not a plan that suits the banker
  • Understanding how the banker fits into your plan
  • Ensure that a duo win solution/plan can be in place

Course Fees And Grants

$1188 per participant (Inc. 8% GST)

 

No SDF grant.

Absentees will be charged the full course fee.

Course Schedule

CourseCodeVenueJan - 23Feb - 23Mar - 23Apr - 23May - 23June - 23Jul-23

Registration

For Organisations on HRMS Learning Hub, you are strongly encouraged to use this platform for registration.

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COURSE FEES AND GRANTS

$1188 per participant (Inc. 8% GST)

 

No SDF grant.

Absentees will be charged the full course fee.

REGISTRATION

For Organisations on HRMS Learning Hub, you are strongly encouraged to use this platform for registration.

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