ASK Training

Course Description

Why do you think you need to Beat Your Bankers Confidently? That is because most of us are always being targeted by Financial Institutions to further invest in making our money work harder. However, either we don’t speak the same language as Bankers or we are not competent enough to question our Bankers. Driven by our fear of losing out, most of the time we plunge into an investment without thinking it through.

We are also often too busy to relook into our financial goals frequently. On top of that, we also do not have a clear understanding of financial products, especially in the new digital edge. Therefore, we leave our hard-earned savings to the markets or worse based on just the trust of our bankers.

 

Is there any way that we can be better informed when approaching our bankers? How can we take control of our investments in all aspects? Attend a 2-day course on how to Beat Your Bankers Confidently to take control of our hard-earn money and be savvy enough to decide what works best for us. This is one of the best investments you should get for yourself.

Course Objectives

At the end of this course, you should be able to:

Set up their Google Analytics account and interpret Google Analytics reports

Recognize the potential pitfalls of engaging bankers to achieve your financial goals.

Develop mental retrieval cues for information

Understand the benefits and differences of financial products

Identify the actions to improve your memory

Build the awareness of financial risk and fees involved

Gain practical tips on the strategic application of 3K management skills in your own organization and daily life

Leverage strict governance in Singapore on financial institutions.

Recognize the key metrics to track and optimize your digital marketing ad spend

Manage your financial portfolio confidently with the help of your banker

Set up their Google Analytics account and interpret Google Analytics reports

Recognize the potential pitfalls of engaging bankers to achieve your financial goals.

Develop mental retrieval cues for information

Understand the benefits and differences of financial products

Identify the actions to improve your memory

Build the awareness of financial risk and fees involved

Gain practical tips on the strategic application of 3K management skills in your own organization and daily life

Leverage strict governance in Singapore on financial institutions.

Recognize the key metrics to track and optimize your digital marketing ad spend

Manage your financial portfolio confidently with the help of your banker

Course Outline

You will be learning the following:

  • Understanding yourself, arm yourself with some basic principles.
  • What are the tools that could help you in accessing the banker?
  • The customer is always correct, or is it? The upper hand?
  • Insurance
    • Term, Life and Endowment Insurance
    • Investment Linked Insurance and Universal Life
  • Unit Trust
    • Underlying asset class and Geographical regions
    • Industry differentiation and Strategy types
  • Bonds
    • Fixed Vs Floating Vs Zero coupon
    • Credit ratings
    • Trading at a premium vs at a discount
  • Dual Currency Deposits and FX
    • Natural need vs Investment need
    • Pros and Cons using DCD vs FX
  • Structured notes
    • What are Structured notes, Fixed Coupon Notes and Twin Win Notes
    • Pros and Cons of notes vs actual underlying
  • Leveraged Facilities (including property loan)
    • Types of leveraging
    • Margin Call
  • Stakeholders and how Bankers work with clients
  • How do Bankers rank their stakeholders?
  • Best case scenario and worse case scenario
  • What are the common financial jargons and sales techniques employed
  • Things to do and note while meeting your bankers
    • They are here help you or are they here to sell you?
    • Who Speaks more?
    • I am your friend card
  • Revenue generation vs returns generation.
    • Calculate revenue generated.
    • Calculate potential returns generated.
    • Be fair, bankers still need to earn a living
  • Focus on yourself
    • Your money, your stage
    • The product and the bank should complement your plan.
  • Develop a financial plan that suits you and not a plan that suits the banker
  • Understanding how the banker fits into your plan
  • Ensure that a duo win solution/plan can be in place

Course Fees And Grants

$1070 per participant (Inc. GST)
Course fee revised to S$1,118.00 (Incl. GST) wef Year 2023
 

No SDF grant.

Absentees will be charged the full course fee.

Course Schedule

CourseCodeVenueOct-22Nov-22Dec-22Jan-23Feb-23Mar-23
Beat Your Bankers ConfidentlyASKBYBHotel12-13-07-08

Registration

For Organisations on HRMS Learning Hub, you are strongly encouraged to use this platform for registration.

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COURSE FEES AND GRANTS

$1070 per participant (Inc. GST)
Course fee revised to S$1,118.00 (Incl. GST) wef Year 2023
 

No SDF grant.

Absentees will be charged the full course fee.

REGISTRATION

For Organisations on HRP Portal, you are strongly encouraged to use this platform for registration.

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